The advice that goes beyond the basics.
Some financial decisions need coordination with other professionals — estate planning, aged care, Centrelink, family wealth structuring. They sit at the edge of advice and often involve legal, accounting, and care-sector specialists.
We help bring those wider parts of your plan together with the right specialists, so the financial side of each decision stays consistent with the rest of your plan.
Coordinated financial advice for Australians whose plans involve estate, aged care, Centrelink, or specialist support.
Bring the wider parts of your plan together.
Some life decisions cross into estate planning, aged care, family wealth structuring, and Centrelink. Each of these areas has its own specialists — lawyers, accountants, aged-care advisers, Centrelink officers — and the financial decisions you make in one area can affect another.
Extended Services is how EEA coordinates those conversations. We help you understand the financial planning side of each decision, work alongside your existing professionals, and refer to specialists where formal estate documents, legal advice, or care assessments are needed.
The aim is simple: keep your financial plan consistent across the wider areas of your life, and take pressure off you and your family when more than one expert needs to be involved.
Some decisions need more than one expert.
Estate planning, aged care, Centrelink, and family wealth conversations often involve legal, accounting, and care-sector specialists. Coordinated advice keeps your plan consistent.
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Coordination matters
When multiple professionals are involved, decisions can drift out of alignment. Coordinated advice keeps the financial side of every decision pointing the same way.
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Family decisions are personal
Estate, aged care, and family wealth conversations involve more than spreadsheets. They benefit from advisers who listen to family priorities, not just the numbers.
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Centrelink rules are complex
Income tests, asset tests, gifting rules, and entitlement changes can affect retirement income. Small structural choices can have outsized impacts.
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Aged care planning takes years
Aged care decisions are easier to plan for early. Funding, family roles, and ownership structures often need to be considered well before care is needed.
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Estate documents need legal advice
Wills, powers of attorney, and binding nominations are legal documents drafted by lawyers. We coordinate the financial side and refer to legal specialists.
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Plans need updating
Beneficiaries, super nominations, ownership, and Centrelink positions can drift out of date as life changes. Reviews keep the wider plan current.
The wider areas of your financial life.
These are the parts of your plan that often need coordination with other professionals. We cover the financial planning side and refer to specialists where appropriate.
Estate planning conversations
We help you think through beneficiaries, super death benefit nominations, insurance proceeds, ownership structures, and family wealth transfer. Wills, powers of attorney, and binding documents are drafted by legal professionals — we coordinate the financial planning side and refer to lawyers when documents are needed.
Aged care planning
Long-term planning for aged care costs, family decisions, and future support needs. We help you understand how aged care funding may interact with your assets, income, and Centrelink position, and we work alongside aged-care specialists when formal placement or care advice is required.
Centrelink considerations
How your assets, income, and financial decisions may affect age pension, commonwealth seniors entitlements, or other Centrelink benefits. We help you understand the financial implications of structural choices and coordinate with Centrelink officers and specialists where formal applications are involved.
Specialist referrals
Coordinating with the wider professionals in your life — accountants, solicitors, mortgage brokers, aged-care advisers, business advisers, and others. We help make sure each decision sits comfortably alongside the others, and that you have the right specialist alongside the right financial advice.
Need help bringing the wider parts of your plan together?
A coordination call helps you understand which parts of your plan need specialist involvement, what to review first, and how the financial side of each decision fits with the rest of your strategy.
- Map out which areas — estate, aged care, Centrelink, family — need attention
- Review beneficiaries, super nominations, and ownership structures
- Understand the financial side of aged care and Centrelink decisions
- Identify which specialists may need to be involved and when
- Bring your existing accountant, lawyer, or other adviser into the plan
We respond within three business hours. No obligation, no paperwork.
Working alongside the right specialists.
Extended advice is rarely a solo activity. The most considered estate, aged care, and family wealth plans are built with input from a small group of trusted professionals — and the financial planner is often the one who keeps the conversation moving.
We work with your existing advisers where you have them, and refer to specialists in our wider network where you don't. The aim is to take pressure off you and your family, not add another voice to manage.
- Legal — coordinating with solicitors on wills, powers of attorney, and binding nominations
- Accounting — working with accountants on tax, structures, and business decisions
- Lending — connecting with mortgage brokers and lenders on debt and ownership
- Aged-care advice — referring to specialist aged-care advisers for placement and funding
- Family — including spouses, adult children, and carers in the conversations that affect them
- Business — coordinating with business advisers on succession and ownership transfer
Coordinated advice for clients with more complexity.
Extended Services is most useful when more than one part of your financial life needs attention at the same time. We help clients across the moments where coordination matters most.
Pre-Retirees
Plan ahead for the wider decisions that come with retirement — Centrelink positioning, estate planning conversations, aged care groundwork, and family wealth structuring.
Retirees
Coordinate income, super, Centrelink, and estate planning conversations so your retirement plan stays consistent with your wider intentions for family and legacy.
Families With Complex Needs
Blended families, dependants with special needs, intergenerational wealth, or family business interests — situations that benefit from careful coordination across advisers.
Business Owners
Bring personal estate, ownership, succession, and Centrelink considerations together with your business decisions, alongside your accountant and lawyer.
Inheritance Recipients
Coordinate the financial planning side of receiving an inheritance — investment, super, tax considerations, ownership, and updating your own estate planning.
Family Carers
Adult children supporting older parents through aged care planning, Centrelink decisions, and estate conversations — without taking it all on alone.
Frequently asked questions about extended services.
Quick answers to the questions we hear most often. If yours isn't here, we'll cover it on the call.
Extended Services is how EEA coordinates the wider parts of your financial plan — estate planning conversations, aged care planning, Centrelink considerations, and referrals to specialists like lawyers, accountants, and aged-care advisers. The financial planning side sits with us; formal legal documents, tax filings, and aged care assessments sit with the relevant specialists.
No. Wills, powers of attorney, testamentary trusts, and other legal estate documents must be drafted by a qualified solicitor. We help with the financial planning side — beneficiaries, super nominations, insurance proceeds, ownership structures, and family wealth transfer — and we coordinate with your lawyer or refer to one when documents are needed.
We help with the financial planning side of aged care — long-term funding, asset and income implications, family structuring, and Centrelink interactions. Formal aged care placement, care assessments, and government applications are handled by specialist aged-care advisers and care providers, and we coordinate with them when needed.
We work alongside your existing accountant, solicitor, and other advisers wherever possible. With your permission, we share relevant information, attend joint conversations, and align the financial planning side of decisions with the legal and tax work being done elsewhere. If you don't have an existing professional, we can refer you to specialists in our network.
Extended Services may be included as part of a wider advice engagement, or scoped as a separate piece of work depending on what's involved. We discuss fees clearly during the initial consultation and confirm the scope and cost in writing before any advice is provided.
We help you understand how your assets, income, and financial decisions may affect Centrelink entitlements such as the age pension. Formal Centrelink applications and case management are handled by Centrelink and Services Australia directly, and we coordinate with them and with specialist Centrelink advisers where appropriate.
Earlier than most people expect. The financial side of estate planning — beneficiaries, super nominations, ownership, insurance proceeds — should be reviewed whenever your situation changes: a new child, a marriage or separation, a property purchase, a business decision, or a significant inheritance. Reviewing the financial side does not require existing legal documents.
Where it helps, yes. Many extended advice conversations — particularly aged care, estate, and family wealth — work better when adult children, spouses, or carers are part of the conversation. We always follow your lead on who should be involved and when.
Let's bring your wider plan together.
Start with a clear conversation about which parts of your plan need attention, who else should be involved, and how the financial side of each decision fits with the rest.
Know what to review before bringing in other specialists.
A practical checklist for the wider parts of your plan — beneficiaries, super nominations, aged care groundwork, Centrelink positioning, and the specialists who may need to be involved. We'll walk it through with you on the call.
- Beneficiaries, super nominations, and ownership structures
- Estate planning conversations and family priorities
- Aged care planning groundwork and family roles
- Centrelink position and entitlement considerations
- Existing advisers — accountant, lawyer, broker, aged-care
“Some of the most important financial decisions sit at the edge of advice — estate, aged care, Centrelink, family wealth. We help you coordinate those conversations with the specialists who matter.”